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Pending Michigan legislation will impact Medicare in Michigan.
Under Michigan legislation currently being considered:
- 210,000 Michiganders with BCBSM Medigap Legacy plans will pay over $1,000 more a year (couples will be over $2,000 a year) to keep their health care coverage amounting to at least $1.7 Billion in rate hikes.
- Many Michiganders will be denied Medicare supplemental coverage because of existing health conditions.
- Michiganders will pay more to maintain supplemental coverage as they age or because they live in Southeast Michigan.
- Medicare Advantage provides less coverage than BCBSM Legacy plans. The government actually ranks BCBSM "below average" for wrongfully denying its Medicare Advantage customers health services. That is not a concern with the BCBSM Legacy plans.
- Many current BCBSM Medigap customers could be left without a plan in 2016.
- The proposed foundation is a fraction of what BCBSM stands to make if this legislation passes.
- The Affordable Care Act does not to change the need for BCBSM Legacy plans -- indeed it makes them more necessary.
- BCBSM is already arbitrarily restricting enrollment in BCBSM Legacy before legislation even passes!